H&H provides two medical plan options to cover you and your family. The plans provide the same coverage options yet allow for flexibility with different deductibles and premiums.
Our medical plan options are qualified high deductible plan options which allow for you to contribute to a Health Savings Account.
Eligibility
Full-Time Associates regularly scheduled to work at least 30 hours per week are eligible to elect medical insurance.
If elected, coverage begins the first of the month following a 60-day waiting period.
Eligible Associates may also enroll their:
Coverage Options
Expense Type | Plan 1 | Plan 2 |
|---|---|---|
Annual Deductible (Individual/Family) | In-Network: $3,000/$6,000 Out-of-Network: $6,000/$12,000 | In-Network: $1,500/$3,000 Out-of-Network: $3,000/$6,000 |
Calendar Year Out-of-Pocket Maximum (Individual/Family) | In-Network: $4,000/$8,150 Out-of-Network: $8,000/$16,250 | In-Network: $4,000/$8,150 Out-of-Network: $8,000/$16,250 |
Coinsurance | In-Network: 20% Out-of-Network: 50% | In-Network: 20% Out-of-Network: 50% |
Preventative Services | In-Network: Plan pays 100% Out-of-Network: Deductible and coinsurance | In-Network: Plan pays 100% Out-of-Network: Deductible and coinsurance |
Physician Office Visit | Deductible and coinsurance | Deductible and coinsurance |
Specialist Physician office Visit | Deductible and coinsurance | Deductible and coinsurance |
Urgent Care Facility | Deductible and coinsurance | Deductible and coinsurance |
Emergency Room Services | Subject to in-network deductible and coinsurance | Deductible and coinsurance |
Prescription Drug Benefits | |
|---|---|
Retail - Per 30 Day Supply (In-Network) | Generic: $10 Copay Formulary Brand Name: $35 copay Non-formulary Brand Name: $70 copay (Out of Network Cost - Applicable copay plus 25% penalty) |
Mail Order - Per 90 Day Supply (In-Network) | Generic: $30 copay Formulary Brand Name: $105 copay Non-formulary Brand Name: $210 copay (Out of Network Cost - No benefits) |
Specialty Drugs | Same as retail |
What it Costs Per Paycheck
Header | Plan 1 | Plan 2 | ||
|---|---|---|---|---|
Medical Premiums | Semi-Monthly | Weekly | Semi-Monthly | Weekly |
Employee Only | $47.50 | $23.75 | $111.50 | $55.75 |
Employee + Spouse | $275.50 | $128.74 | $386.00 | $193.00 |
Employee + Child(ren) | $220.50 | $110.25 | $351.50 | $175.75 |
Employee + Family | $289.50 | $144.75 | $420.50 | $210.25 |
*Employee Nicotine Surcharge | +$98.00 | +$49.00 | +$98.00 | +$49.00 |
