Medical

H&H provides two medical plan options to cover you and your family.  The plans provide the same coverage options yet allow for flexibility with different deductibles and premiums. 

Our medical plan options are qualified high deductible plan options which allow for you to contribute to a Health Savings Account.

Eligibility

Full-Time Associates regularly scheduled to work at least 30 hours per week are eligible to elect medical insurance. 

If elected, coverage begins the first of the month following a 60-day waiting period.

Eligible Associates may also enroll their:

  • Spouse
  • Children up to age 26
  • Disabled children over the age of 26

Coverage Options

Expense Type

Plan 1

Plan 2

Annual Deductible (Individual/Family)

In-Network: $3,000/$6,000

Out-of-Network: $6,000/$12,000

In-Network: $1,500/$3,000

Out-of-Network: $3,000/$6,000

Calendar Year Out-of-Pocket Maximum (Individual/Family)

In-Network: $4,000/$8,150

Out-of-Network: $8,000/$16,250

In-Network: $4,000/$8,150

Out-of-Network: $8,000/$16,250

Coinsurance

In-Network: 20%

Out-of-Network: 50%

In-Network: 20%

Out-of-Network: 50%

Preventative Services

In-Network: Plan pays 100%

Out-of-Network: Deductible and coinsurance

In-Network: Plan pays 100%

Out-of-Network: Deductible and coinsurance

Physician Office Visit

Deductible and coinsurance

Deductible and coinsurance

Specialist Physician office Visit

Deductible and coinsurance

Deductible and coinsurance

Urgent Care Facility

Deductible and coinsurance

Deductible and coinsurance

Emergency Room Services

Subject to in-network deductible and coinsurance

Deductible and coinsurance

Prescription Drug Benefits

Retail - Per 30 Day Supply (In-Network)

Generic: $10 Copay

Formulary Brand Name: $35 copay

Non-formulary Brand Name: $70 copay

(Out of Network Cost - Applicable copay plus 25% penalty)

Mail Order - Per 90 Day Supply (In-Network)

Generic: $30 copay

Formulary Brand Name: $105 copay

Non-formulary Brand Name: $210 copay

(Out of Network Cost - No benefits)

Specialty Drugs

Same as retail

What it Costs Per Paycheck

Header

Plan 1

Plan 2

Medical Premiums

Semi-Monthly

Weekly

Semi-Monthly

Weekly

Employee Only

$47.50

$23.75

$111.50

$55.75

Employee + Spouse

$275.50

$128.74

$386.00

$193.00

Employee + Child(ren)

$220.50

$110.25

$351.50

$175.75

Employee + Family

$289.50

$144.75

$420.50

$210.25

*Employee Nicotine Surcharge

+$98.00

+$49.00

+$98.00

+$49.00