Hospital Indemnity

Supplemental coverage to ensure you pay little to no cost out-of-pocket.

Eligibility

Full-Time Associates regularly scheduled to work at least 30 hours per week are eligible to elect hospital indemnity coverage.

If elected, coverage begins the first of the month following a 60-day waiting period.

Coverage Options

The Hospital Indemnity policy provides you a cash benefit when you are admitted to a hospital, whether these charges are covered by your medical plan.

Payments go directly to you, not the doctor. With no health or medical questions, enrollment is easy.

Hospital Indemnity Benefits

Option 1

Option 2

Hospital/ICU admission

$500 per admission, limited to 1 admission(s) per insured and 3 admission(s) per covered family per benefit year

$750 per admission, limited to 1 admission(s) per insured and 3 admission(s) per covered family per benefit year

Hospital/ICU confinement

$100/$200 per day, limited to 15 day(s) per insured per benefit year

$100/$200 per day, limited to 15 day(s) per insured per benefit year

Pre-existing condition limitation: A pre-existing condition includes any condition for which you, in the specified time period prior to coverage in this plan, consulted with a physician, received treatment, or took prescribed drugs

3 months prior, 12 months after

3 months prior, 12 months after

Portability: Allows you to take your hospital indemnity coverage with you if you terminate employment

Included

Included

Child(ren) age limits

Children age birth to 26 years

Children age birth to 26 years

What It Costs

Cost is determined by your coverage level and which plan option you choose.

Per Month

Hospital Indemnity Premiums

Option 1:

Option 2:

Employee Only

$7.91

$10.31

Employee + Spouse

$19.26

$25.47

Employee + Child(ren)

$13.57

$17.58

Employee + Family

$24.95

$32.74