Long Term Disability Coverage

Illness and injuries happen, and sometimes it results in unanticipated time off from work. H+H offers both short and long-term disability through Guardian to provide income protection while you are unable to work.


Full-Time Associates regularly scheduled to work at least 30 hours per week are eligible to elect disability coverage.

If elected, coverage begins the first of the month following a 60-day waiting period.

Coverage Options

What It Costs

Disability cost is determined by monthly rate based on covered payroll and age.

Voluntary Long Term Disability Premiums:

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