Illness and injuries happen, and sometimes it results in unanticipated time off from work. H&H offers both short and long-term disability through Guardian to provide income protection while you are unable to work.
Full-Time Associates regularly scheduled to work at least 30 hours per week are eligible to elect disability coverage.
If elected, coverage begins the first of the month following a 60-day waiting period.
|Coverage amount||60% of salary to maximum $6,000/month|
|Maximum payment period||Social security normal retirement age|
|Accident/Illness benefits begins||Day 91|
|Pre-existing conditions||6 months look back; 24 months after exclusion|
What It Costs
Disability cost is determined by monthly rate based on covered payroll and age.
Voluntary Long Term Disability Premiums:
|Age of Employee||Monthly Rate per $100 of Weekly Covered Payroll|